Victus Group

Short-Term Insurance Solutions

Commercial insurance can be extensive and complicated.

One needs a specialist

to evaluate your business in order to determine what policy sections are required to address your exposure.

Commercial insurance covers a vast variety of economic sectors such as retail, manufacturing, hospitality, medical, motor traders, transporters and education to mention a few.

At Victus, our risk division offers advice on all the above, including a January premium-free benefit, a self-insure fund, and many other value-added products to enhance its cover.

Short-Term Insurance Solutions

Engineering Insurance

The engineering policy is a complex and unique product offered by our specialist underwriters. Sub-sections of an engineering policy can include contractors & erection all risks, plant all risks, electronic equipment, machinery breakdown, and more. Contractors and plant all risk are policies of exclusion, meaning if a certain peril giving rise to a claim is not excluded, compensation may be provided.

These policies include cover for loss or damages caused by fire, water, storm and theft. They go so far as to include cover for surrounding property, liability cover and additional costs such as firefighting, recovery, removal of property, goods in transit and so on.  

Our Victus risk division has partnered with leaders in the field of engineering insurance to ensure we include this in our business financial planning solutions.  When highly specialised contracts arise, we have the flexibility to do a site visit with our specialist underwriters.

Cyber Risks & Commercial Crime Insurance


As digital transformation brings everyone and everything online, crime is no exception. In this fast-developing technological world, we have seen a considerable increase in companies’ online presence, putting the privacy of consumers and businesses at high risk. This has given rise to new legislation such as The Protection of Personal Information Act (POPI) as well as the development of various insurance products.

The cover is offered for technology error and omissions, data recovery, crisis management costs, data extortion as well as loss of funds due to online fraud.

Our Victus risk division has aligned with leaders in the field of cyber risks and commercial crime to offer our customers peace of mind.  The cover includes loss of business income, loss of funds due to fraudulent online transactions, privacy regulatory defence and penalty cover, customer notification support and credit monitoring expenses.

this is what


I cannot recommend them highly enough.

I have used Victus as my financial advisors for several years now and am constantly amazed at the excellence of my advisor. Highly qualified and knowledgeable, I feel as if I am in safe hands. They are transparent, I always receive comprehensive information when I have a query and have never been badly advised. On top of that, my advisor tends to go the extra mile for me.

Hester Sonander - Retired Eskom Manager

Exceptional service from the team at Victus Group!

Not only do they listen to understand but they also give you the best advice tailored to your needs. I would highly recommend the Victus group for any financial related matters.

Este Schoeman - Business Owner

Professional outfit with young and dynamic advisers.

Could quickly and efficiently make recommendations on my financial needs. Now my appointed financial advisors.

Danie Van Den Bergh - Retired Corporate Finance Specialist

Excellent Service. Highly recommended. catered for my specific needs.

Wimpie Buckle - Business Owner

Thanks, Victus, cheers to many more prosperous years ahead.

Definitely a personalised experience with services tailored to meet my financial needs.

Amori Gerber - Business Owner

Amazing service! Can not express how happy I am!

Tobias Johan Coetsee