August newsletter
August newsletter Aug 2021 Welcome to the August issue of our monthly newsletter. The tragic events that took place in South Africa in July, when socio-economic and political tensions finally boiled over, were poignant reminders that life can be very unpredictable and that unexpected circumstances can lay waste to years of hard work and perseverance. Seeing lives and […]
The importance of gap cover
The importance of gap cover Aug 2021 Many medical scheme members who are admitted to hospital have to face the additional challenge of paying for significant unexpected medical expenses that are not covered by their medical schemes. Due to the fact that medical specialists’ fees are not regulated in South Africa, medical schemes have placed […]
The changing behaviour of the global consumer
The changing behaviour of the global consumer Aug 2021 The world has experienced monumental change in the past few years, and it has impacted the way consumers behave. A report by KPMG concludes that COVID-19 has had a polarising effect on consumers’ finances. While some have been directly affected due to a loss of earnings […]
What is an entrepreneur?
What is an entrepreneur? Aug 2021 Entrepreneurs are individuals who identify a need, and meet it. Transforming ideas into economic opportunities is the crux of entrepreneurship. Donna M. De Carolis (PhD), founding dean of the Charles D. Close School of Entrepreneurship at Drexel University in the USA, says being entrepreneurial is essentially about thinking and […]
July newsletter
July newsletter Aug 2021 Welcome to the July issue of our monthly newsletter. We hope that you and your loved ones are staying safe and healthy during these challenging and uncertain times and want to assure you that looking after your financial wellbeing remains our number one priority. When it comes to the health of […]
Passive versus active investment management
Passive versus active investment management Jul 2021 Passive and active portfolio management are the two main strategies that investors can utilize to generate a return on their investments. We highlight the fundamentals of each of these strategies below. Passive investment management Passive investment entails investing in passive investment funds. The manager of the fund […]
June newsletter
June newsletter Jun 2021 Welcome to the June issue of our monthly newsletter. While the national vaccination program has picked up speed over the last number of weeks, whether enough progress can be made to lessen the peak of a likely third wave of COVID-19 infections remains to be seen. On the economic front we […]
An introduction to hedge funds
An introduction to hedge funds Jun 2021 At the end of 2020 there were 120 active hedge funds in South Africa with combined assets under management totalling R73.27 billion. Statistics released by the Association for Savings and Investment South Africa (ASISA) show that assets under management increased by R4.35 billion in 2020 from the R68.92 […]
The growing problem of uninsured drivers
The growing problem of uninsured drivers Jun 2021 If you are involved in a road accident in South Africa, the probability that the other vehicle will be uninsured is extremely high. A recent study found that South Africa has among the most dangerous roads in the world and that, of the approximately 12million cars on […]
May newsletter
May newsletter May 2021 Welcome to the May issue of our monthly newsletter. Global economic recovery gained further momentum during the first quarter of 2021 due to the effects of the monetary and fiscal stimulus measures in economies worldwide. The continued success of vaccination efforts internationally increased the optimistic sentiment about the re-opening of economies […]