Time to think about money – Part 4
You know how sometimes we tend to procrastinate when it comes to our finances? Yeah, we’ve all been there. Procrastination can be a major roadblock to achieving our financial goals. But did you know that Nancy Kline’s Time to Think methodology can help us overcome that? It’s all about creating a thinking environment that encourages […]
More than just checking the boxes
The Real Purpose Behind Financial Planning When we talk about financial planning, what springs to mind? For many, it might conjure up images of spreadsheets, complex investment strategies, or even a necessary evil to ensure we’re being “responsible.” However, approaching financial planning as merely a task to check off our to-do list may be selling […]
Balancing emotions and risk in asset allocation
Investing can be likened to the ancient Chinese concept of Yin and Yang, where opposing forces are interdependent and complementary. In the realm of investments, this duality might be expressed through the delicate balance between emotions and risk in asset allocation. Just as Yin and Yang represent harmony, understanding how these elements interact can lead […]
Debt Detox: Preparing for spring in any hemisphere
As the earth�s axis tilts, heralding the onset of new seasons across the globe, there’s a palpable shift in our surroundings. When the Northern Hemisphere prepares to embrace the comforting embrace of autumn�donning sweaters and sipping warm beverages, the Southern Hemisphere is on the cusp of spring, promising rejuvenation and vibrant blooms. These seasonal shifts […]
The rising currency of human skills
Information is at our fingertips, and artificial intelligence continually surpasses human capabilities in specific tasks; the landscape of valuable skills is evolving. According to Dr Susan David, while technical know-how remains crucial, it’s quickly becoming commoditised. As a result, the pendulum is swinging towards the intrinsic value of distinctly human skills, finding and forging moments […]
How talking about finances shapes our wealth
The Power of Conversation When we think about building wealth, our minds often dart to the tangible components: investments, savings accounts, real estate, and other assets. Rarely do we consider the intangible elements, especially the conversations we have about money. Yet, it’s these very discussions that have a profound impact on our financial trajectory. From […]
Beyond survival: cultivating a resilient financial mindset
No doubt, life can be unpredictable. Its ever-changing nature is a universal truth. Yet, how we react to these changes – both external and internal – is entirely within our control. The secret ingredient to navigating life’s ups and downs is resilience. Picture an ancient oak tree. Over the centuries, it has withstood the harshest […]
Our handy guide to Exchange Traded Funds
As an investor, you’ve probably heard about Exchange Traded Funds, often simply known as ETFs. But what exactly are they? Picture this – you’re at a marketplace, and instead of buying individual pieces of fruit, you buy a basket full of assorted fruits. An ETF works in a similar way. It’s an investment fund comprising […]
Demystifying Meraki for your money
In the diverse tapestry of human culture and wisdom, countless philosophies and practices guide us toward experiencing the best of life while navigating its inevitable challenges. We’re inundated with advice on mindfulness, nutrition, physical fitness, and stress management, the common thread being – the quality of input influences the quality of output. Yet, amid these […]
Premium Insights: charting new waters
The vast ocean of personal finance is a challenging sea to navigate. Amid the whirlwind of professional engagements, family life, and social responsibilities, maintaining a close eye on your financial portfolio often slips through the net. At Victus Group, we believe it’s crucial not to let your insurance premiums get lost amidst the choppy waters […]