Victus Group

Say “Arigato” to Financial Abundance

Have you ever heard of “Arigato money?” It’s a Japanese concept that’s gaining popularity around the world. Arigato money is a type of gratitude-based spending that encourages people to be more mindful of their spending habits and to express gratitude for the things they have. At its core, Arigato money is about recognising the value […]

Beyond Financial Wealth

Have you ever thought about the different types of wealth that exist in the world? We often equate wealth with money, but there’s so much more to it than that. Let’s take a closer look at the four types of wealth and how they can help us lead richer, more fulfilling lives. The first type […]

Tax shouldn’t stress you out

Taxes are a fact of life that we can’t avoid, even after we pass away. They can be a significant source of stress and anxiety for many people, especially when we consider how we’re taxed and how The Receiver spends our hard-earned money. However, changing our perception and behaviour towards taxes can help us minimise […]

Think before you switch

Financial planning is a complex and dynamic process that requires individuals to be proactive in their investment strategies. We find ourselves moving from the empirical to the emotional, from processes to perceptions and from products to people. Changing financial goals and shifting market conditions are just some of the many factors that necessitate adjusting a […]

The importance of gap cover

The importance of gap cover Aug 2021 Many medical scheme members who are admitted to hospital have to face the additional challenge of paying for significant unexpected medical expenses that are not covered by their medical schemes. Due to the fact that medical specialists’ fees are not regulated in South Africa, medical schemes have placed […]

The changing behaviour of the global consumer

The changing behaviour of the global consumer Aug 2021 The world has experienced monumental change in the past few years, and it has impacted the way consumers behave. A report by KPMG concludes that COVID-19 has had a polarising effect on consumers’ finances. While some have been directly affected due to a loss of earnings […]

What is an entrepreneur?

What is an entrepreneur? Aug 2021 Entrepreneurs are individuals who identify a need, and meet it. Transforming ideas into economic opportunities is the crux of entrepreneurship. Donna M. De Carolis (PhD), founding dean of the Charles D. Close School of Entrepreneurship at Drexel University in the USA, says being entrepreneurial is essentially about thinking and […]

Passive versus active investment management

Passive versus active investment management Jul 2021 Passive and active portfolio management are the two main strategies that investors can utilize to generate a return on their investments.   We highlight the fundamentals of each of these strategies below. Passive investment management Passive investment entails investing in passive investment funds. The manager of the fund […]

An introduction to hedge funds

An introduction to hedge funds Jun 2021 At the end of 2020 there were 120 active hedge funds in South Africa with combined assets under management totalling R73.27 billion. Statistics released by the Association for Savings and Investment South Africa (ASISA) show that assets under management increased by R4.35 billion in 2020 from the R68.92 […]

The growing problem of uninsured drivers

The growing problem of uninsured drivers Jun 2021 If you are involved in a road accident in South Africa, the probability that the other vehicle will be uninsured is extremely high. A recent study found that South Africa has among the most dangerous roads in the world and that, of the approximately 12million cars on […]