Victus Group

What is a money market fund?

What is a money market fund? May 2021 The recent announcement by Absa that the 25-year-old Absa Money Market Fund will be closed came as a shock to pundits and investors alike. Investors have until 6 July 2021 to move their funds to another account before the R80 billion fund, the third biggest unit trust […]

Keys to successful retirement planning

Keys to successful retirement planning April 2021 Your retirement should be a time to look forward to, a time to slow down and enjoy the fruits of years of hard work and sacrifice. The sad fact is, however, that less than 10% of South Africans retire financially independent and are able to maintain their lifestyle […]

What is credit shortfall insurance?

What is credit shortfall insurance? March 2021 The moment you drive your spotless new car off the showroom floor, its value drops by between 15% and 20%. If calamity strikes and your car is stolen or written off after an accident, you may have to pay a shortfall on your vehicle finance on a car […]

Protecting your share portfolio from a market correction

Protecting your share portfolio from a market correction March 2021 As global stocks hit historic highs, some pundits are raising concerns that stock markets are overvalued, while others are of the opinion that fears over a large stock market bubble are overblown. If the experts cannot agree on when the market has become overvalued, how […]

Does your investment strategy cut the mustard?

Does your investment strategy cut the mustard? Feb 2021 Being a prudent investor does not necessarily mean being a conservative one and, although it seems counterintuitive, following an investment strategy that is too risk-averse could cost you dearly in the long run. On the other hand, following popular trends instead of proven long-term investment strategies […]

Why you may need professional indemnity cover

Why you may need professional indemnity cover Jan 2021 The need for professional indemnity insurance is no longer restricted to professionals who provide advice or a service to their customers. Anyone who is an expert in a particular field and whose expertise and advice consumers might rely on, should consider acquiring professional indemnity cover. While […]

What does 2021 have in store for the SA economy?

What does 2021 have in store for the SA economy? Jan 2021 2020 started with South Africa in the midst of a crisis of low economic growth coupled with high unemployment levels � enter the pandemic and one of the most restrictive lockdowns experienced anywhere in the world. � The effects of the government�s response […]