Removing the stigmas around Wills
We need to talk about wills and estate planning so that we can remove the stigmas that stifle our engagement with drafting our will.� Here�s the thing about financial planning: we don�t plan out of fear; we plan so that we can extend our peace of mind. This is why wills form such a key […]
Rising interest rates
When it comes to making money, other than winning the lottery or inheriting vast sums, there are no get-rich-quick schemes. Believe us, if there were – we�d know! The best way to make your money begin working for you (instead of you working for your money�) is to slowly and steadily build an investment portfolio. […]
Messy, not perfect
It�s hard not to become fixated on getting things perfect. It may not be in all areas of our lives, but for almost all of us, we have skills, relationships and responsibilities where we want to show up as perfect. As Dave and Hester Vaughan (yourjourneyforlife.com) often say, �Messy, not perfect!� This is a great […]
Cruise through a cost-of-living crisis
No one likes to plan for a time when we might not have enough money to make ends meet. Often, when we plan or make financial decisions, we assume that our future self will have enough money to pay for the decisions we make today. Sometimes this turns out to be accurate, but sometimes it […]
Why should I stay invested?
Image – PATH FINANCIAL LLC Why should I stay invested when my portfolio is down? This is a question that investors frequently ask when the markets are volatile and making everyone panic. At Victus Group, we remind our clients that to be a successful investor; we need to give it time. Your portfolio wasn�t built […]
The importance of boundaries
Every day we make decisions to live a life of our choosing. But yet, when asked about what our ideal life could look like, it�s often quite different from the one we�re living right now. Our decisions link our current life to the life we�d like. With every decision, we�re either establishing a new boundary, […]
From bags to riches
We often think of things like stocks, bonds, mutual funds, annuities and assets as investments. But, investments are a broad area. According to Investopedia, an investment involves putting capital to use today to increase its value over time. An investment requires putting capital to work, in the form of time, money, effort, etc., in hopes […]
TINA, FOMO� Oh No!
Behavioural investing is a catch-all term to describe the psychological forces that can profoundly influence investors’ decisions. If we�re unaware of how our emotions affect our decisions (financial or otherwise), we may very well go from thinking there is no alternative (TINA) and acting from a fear of missing out (FOMO) to regretting our decisions. […]
Want to avoid a lapsed policy?
When the purse strings are pulled tight, it�s challenging to look at your statement and see monthly amounts deducted for insurance payments. Whether the risk policies are for health care, income protection or the protection of assets, seeing them come off your account can be painful. As a result, many of us cut these policies […]
When history helps investors
We can never know what will happen in the markets tomorrow, but we can look back over the last hundred years and see how trends and long-term market growth have helped investors build valuable portfolios. At Victus Group, we recognise that keeping an eye on the big picture (long-term gains) is really helpful when there […]