How do you express stress with your money?
We’ve all been there: that moment when life throws you a curveball and stress builds up. Your palms might get sweaty, your heart rate spikes, or perhaps you feel a pit in your stomach. But have you ever thought about how this stress manifests in your financial behaviour? Understanding your ‘money stress language’ could be […]
Your assets should fulfil your �why�
Financial planning, for most people, brings to mind a labyrinth of paperwork and the perpetual agony of tracking every dime and dollar. It’s no surprise, then, that this often leads to analysis paralysis.� Author Carl Richards (mentioned in a recent blog) cuts through this complexity, suggesting that the core of effective financial planning can, in […]
Threat, Stress, and Trauma: The unspoken influences on your money personality
Have you ever wondered why some financial decisions are harder to make than others? It’s not always just about the numbers or the facts laid out in a spreadsheet. Deep down, emotions, stress, and even past experiences like threats and trauma play a significant role in how we manage our finances.� This is incredibly important […]
Time, the ultimate wealth-building asset
The secret of wealth-building that often goes unnoticed is not just how we manage our money, but how we manage our time.� Time is a finite resource. Once we spend it, we can�t get it back.� Learning how to leverage time effectively can distinguish you as a top performer, and as someone who truly understands […]
Understanding the role of culture in your financial journey
You’re looking for more than a number-cruncher when seeking integrated financial planning services. This is because you’re essentially seeking a partner in a very critical area of your life�your financial future. And much like any other meaningful relationship, the foundation isn’t just built on expertise but also on mutual values and shared culture.� Simon Sinek […]
Closing the Behavior Gap: Navigating emotional money mistakes and asset allocation
How often have you found yourself making impulsive decisions about your investments based on headlines or peer pressure? Maybe you�ve even shifted your entire asset allocation because of these emotions.� If this sounds familiar, you’re far from alone.� Carl Richards, in his groundbreaking book “The Behavior Gap: Simple Ways to Stop Doing Dumb Things with […]
Let your garden grow
What if your investment portfolio were a garden? In any thriving garden, you’ll find a mix of plants: some are blooming beautifully today, while others might be late bloomers. Yet, it’s the latter�the ‘underperformers’�that may offer the most intriguing benefits for a balanced financial ecosystem. The investment world calls this diversification, but let’s call it […]
Rewiring your financial mindset (II)
Socratic Questioning and Guided Imagery In our previous blog, we discussed how cognitive distortions can influence your decision-making, emotions, and, ultimately, your financial well-being. In this one, we’re diving deeper into specific techniques that can help you combat these distortions: Socratic Questioning and Guided Imagery. These tools not only help in mental health but can […]
Rewiring your financial mindset (I)
The Psychology of Financial Planning Have you ever found yourself spiralling down a mental rabbit hole, arriving at a worrying conclusion about your finances without consciously deciding to ponder over it? If so, you’re not alone, and it’s not your fault. The Power of Thought Patterns� Humans naturally develop schemas, or cognitive frameworks, to understand […]
Patience is more than a virtue
As with every area in life, in the world of investing, the only constant is change. Market conditions fluctuate, sometimes reaching exhilarating highs and at other moments taking nerve-wracking dives. At Victus Group, we’ve always believed that how you respond to these changes is crucial. And as we all navigate through unsettled markets or face […]