Coming to terms with�
� the jargon in your Will! One of the reasons so many of us veer far away from finalising our Wills is because the terminology can be overwhelming! But, the proper language can help us bring clarity to our final wishes – and help our loved ones come to terms with our passing. At Victus […]
Recognise. Interrupt. Change.
�We cannot change what we are not aware of, and once we are aware, we cannot help but change.� – Sheryl Sandberg The foundation of most of our ongoing frustrations can be traced back to our habits, and the challenge with habits is we often aren�t even aware of them. When the world went into […]
Rewriting retirement rules of thumb
At the end of any retirement planning conversation, we should always end with how our plan is unique to our own situations. But at the beginning, during the exploratory stage, it�s helpful to have some basic guidelines for where we can begin, or how we can craft our own benchmarks. In the same way that […]
Finding the healthy positive
Everything we know, believe, and feel is based on our internal thoughts. Positive thinking gives us extraordinary power over our thinking and ourselves (Strycharczyk & Clough, 2015). Some people are exceptional; they always seem to remain positive regardless of what lemons are tossed their way. You know the type, the every-cloud-has-a-silver-lining, glass-half-full, things-will-get-better type of […]
Removing the stigmas around Wills
We need to talk about wills and estate planning so that we can remove the stigmas that stifle our engagement with drafting our will.� Here�s the thing about financial planning: we don�t plan out of fear; we plan so that we can extend our peace of mind. This is why wills form such a key […]
Rising interest rates
When it comes to making money, other than winning the lottery or inheriting vast sums, there are no get-rich-quick schemes. Believe us, if there were – we�d know! The best way to make your money begin working for you (instead of you working for your money�) is to slowly and steadily build an investment portfolio. […]
Messy, not perfect
It�s hard not to become fixated on getting things perfect. It may not be in all areas of our lives, but for almost all of us, we have skills, relationships and responsibilities where we want to show up as perfect. As Dave and Hester Vaughan (yourjourneyforlife.com) often say, �Messy, not perfect!� This is a great […]
Cruise through a cost-of-living crisis
No one likes to plan for a time when we might not have enough money to make ends meet. Often, when we plan or make financial decisions, we assume that our future self will have enough money to pay for the decisions we make today. Sometimes this turns out to be accurate, but sometimes it […]
Why should I stay invested?
Image – PATH FINANCIAL LLC Why should I stay invested when my portfolio is down? This is a question that investors frequently ask when the markets are volatile and making everyone panic. At Victus Group, we remind our clients that to be a successful investor; we need to give it time. Your portfolio wasn�t built […]
The importance of boundaries
Every day we make decisions to live a life of our choosing. But yet, when asked about what our ideal life could look like, it�s often quite different from the one we�re living right now. Our decisions link our current life to the life we�d like. With every decision, we�re either establishing a new boundary, […]