Protection from too much advice
Bruce Lee once said: Adapt what is useful, reject what is useless, and add what is specifically your own. It�s an exceptional quote that is profoundly helpful when working with a financial plan. However, the difference between our current situation and Lee�s is that in the 60s, it was much harder to access information. Now, […]
Saving vs investing
Financial planning is a complex and integrated activity that is often simplified in an attempt to make it more accessible. When we look at it as a lifestyle rather than an annual exercise, it�s easier to begin to engage with our financial plan in a more meaningful level. Saving and investing are two disciplines that […]
How mindfulness helps our money
How much time do you waste trying to solve problems that haven�t happened yet? Many of us fixate on problems that might happen tomorrow, next week or several years in the future, and this is not what life and financial planning are about. Getting stuck in the future at the cost of living life to […]
September newsletter
September newsletter Sep 2021 Welcome to the September issue of our monthly newsletter.ase the value of your home. While South Africa is still dealing with the effects of the third wave of Covid-19 infections, there is some good news that has come out of the world-wide pandemic. The way in which the developed world�s leaders […]
August newsletter
August newsletter Aug 2021 Welcome to the August issue of our monthly newsletter. The tragic�events that took place in South Africa in July, when socio-economic and political tensions finally boiled over, were poignant reminders that life can be very unpredictable and that unexpected circumstances�can�lay waste to years of hard work and perseverance. Seeing lives and […]
The importance of gap cover
The importance of gap cover Aug 2021 Many medical scheme members who are admitted to hospital have to face the additional challenge of paying for significant unexpected medical expenses that are not covered by their medical schemes. Due to the fact that medical specialists� fees are not regulated in South Africa, medical schemes have placed […]
The changing behaviour of the global consumer
The changing behaviour of the global consumer Aug 2021 The world has experienced monumental change in the past few years, and it has impacted the way consumers behave. A report by KPMG concludes that COVID-19 has had a polarising effect on consumers� finances. While some have been directly affected due to a loss of earnings […]
What is an entrepreneur?
What is an entrepreneur? Aug 2021 Entrepreneurs are individuals who identify a need, and meet it. Transforming ideas into economic opportunities is the crux of entrepreneurship. Donna M. De Carolis (PhD), founding dean of the Charles D. Close School of Entrepreneurship at Drexel University in the USA, says being entrepreneurial is essentially about thinking and […]
July newsletter
July newsletter Aug 2021 Welcome to the July issue of our monthly newsletter. We hope that you and your loved ones are staying safe and healthy during these challenging and uncertain times and want to assure you that looking after your financial wellbeing remains our number one priority. When it comes to the health of […]
Passive versus active investment management
Passive versus active investment management Jul 2021 Passive and active portfolio management are the two main strategies that investors can utilize to generate a return on their investments. � We highlight the fundamentals of each of these strategies below. Passive investment management Passive investment entails investing in passive investment funds. The manager of the fund […]